Employee Retention Credit (ERC)

Fast and easy: claim the Employee Retention Credit to get up to $26k per employee.

The Employee Retention Tax Credit (ERC) is the largest government stimulus program in history.

Employee Retention Credit (ERC)

The Employee Retention Credit (ERC) was authorized under the CARES Act and encourages businesses to keep employees on the payroll.
is a refundable tax credit for businesses that continued to pay employees while shut down due to the COVID-19 pandemic or had significant declines in gross receipts from March 13, 2020, to Dec. 31, 2021. Eligible employers can claim the ERC on an original or adjusted employment tax return for a period within those dates. If your business had any losses in revenue in 2020 and 2021 due to government partial or full shut down as compared to 2019 P&L, your business will be qualifying for ERC
  • The 2020 ERC Program is a refundable tax credit of 50% of up to $10,000 in wages paid per employee from 3/12/20-12/31/20 by an eligible employer. THAT’S UP TO $5,000 PER EMPLOYEE!
  • The 2021 ERC Program has increased to 70% of up to $10,000 in wages paid per employee per quarter for the first 3 quarters of 2021.THAT’S UP TO $21,000 PER EMPLOYEE!

Fast and easy: claim the Employee Retention Credit to get up to $26k per employee.

Start the process

Mosky Capital simplified Employee Retention Credit (ERC) application collects basic information and helps determine eligibility.

Work with ERC experts

Mosky Capital works closely with industry-leading experts to guide you through the application and help you gather documentation, complete required forms, and prepare for filling.

File for your credit

Our ERC experts will ensure your application is complete and accurate—so you can receive the full tax credit available ASAP.

Start the process

Lendio’s simplified Employee Retention Credit (ERC) application collects basic information and helps determine eligibility.

Work with ERC experts

Lendio works closely with industry-leading experts to guide you through the application and help you gather documentation, complete required forms, and prepare for filling.

File for your credit

Our ERC experts will ensure your application is complete and accurate—so you can receive the full tax credit available ASAP.

FAQs about the Employee Retention Credit (ERC)

What is the ERC?

The Employee Retention Credit is a tax credit created by the U.S. government to encourage smaller businesses to retain employees during COVID-19 shutdowns and slowdowns.

How do I get a cash refund from the ERC?

The ERC is a federal payroll tax credit for payroll tax periods in 2020 & 2021. In most cases tax credits reduce the total amount of taxes owed. In the case of ERC not only does it reduce your taxes owed, but if your taxes owed are reduced to zero you are entitled to compensation above and beyond your original tax liability.

If your business has previously filed 2020 and 2021 payroll taxes, you can retroactively claim the ERC to reduce your tax debt and where applicable receive a surplus credit, which can result in a cash refund.

How much can I receive?

If your business qualifies for all quarters, you could receive as much as $26,000 per employee.

If I’ve already filed my business’s 2020 and 2021 federal payroll taxes, can I still receive the Employee Retention Credit?

YES! Small businesses can apply for the Employee Retention Credit retroactively – even after filing taxes. Your credit will either be applied to your tax bill or result in a refund of tax money paid during the applicable quarter or other designated payroll tax period.

Why should I work with Lendio?

Navigating the nuances of the Employee Retention Credit includes working through more than 170 pages of IRS documentation covering rules, required paperwork, and more. In short, it’s pretty complicated! But to make it simple for you we have worked with our partners and ERC tax experts to provide best in class technology and expertise to help you maximize your ERC credit for your business, with the least amount of effort on your part. We believe that we provide more value for our customers than anyone in the market.

Is the ERC worth the bother?

Yes! You could receive as much as $26,000 PER EMPLOYEE through this tax credit. Plus, thanks to Lendio’s ERC experts, the process is quick and simple.

Do you charge for this process?

There are no upfront charges or fees to determine your ERC eligibility, and you will never pay out-of-pocket. Once your credit is